All funds received will be pooled together and used to support and grow our lending business. All investments are for a fixed term and pay a fixed rate of interest.

Investment Interest Rates

Our interest rates are consistently among the best fixed interest rates in New Zealand.

TermInterest Rate
Term Deposit Rates
9 Months2.40% p.a.
12 Months3.40% p.a.
18 Months3.75% p.a.
2 Years4.00% p.a.
3 Years5.10% p.a.
4 Years5.60% p.a.
5 Years6.10% p.a.

Last updated 4 May 2018

Asset Finance are not currently taking new investments at this time. Please feel free to get in contact with us in a few months time to see if anything has changed.

Rates are subject to change.

We aim to make investing with Asset Finance easy, accessible and rewarding. Contact us toll free (within NZ) on 0800 657 800 and we will answer any questions you may have.

Investment Amount

We take minimum investments of $500, with the maximum investment being at the discretion of Asset Finance.

If you have $100,000 or more to invest for 2 Years or longer give us a call on 0800 657 800 as special rates may apply!

Credit Rating

The creditworthiness of Asset Finance has been rated by Standard & Poors, a ratings agency approved by the Reserve Bank under section 86 of the Non-bank Deposit Takers Act 2013.

The Company has received a credit rating of ‘B’ from Standard & Poors. A copy of our current credit rating report is provided for your reference under Important Documents (left column at bottom of page). 

Further information and detail on the credit rating and what it means may be found on the Reserve Bank of New Zealand's "Know your credit ratings factsheet".


Interest Payments

We want your investment to work for you, so you've got some options here. You can structure this so your investment with us grows by having interest compounded quarterly, or you can live off it by having the net interest paid to your bank account either monthly or quarterly. Let us know what works best for you and we'll make it happen. Simple.

How to Invest

  1. Read our Product Disclose Statement

  2. Decide on a term and interest rate

  3. Complete the application form

  4. Send us the application form, along with a cheque or details

We are also required to either sight original documents to verify your identity and address. We will contact you to discuss these requirements by telephone. Feel free to call us to discuss at any point in this process, we're here and happy to help.

Request Investment Info Pack


Investments from outside New Zealand

Investors from outside of New Zealand can invest with Asset Finance, however Asset Finance is domiciled in New Zealand and governed by New Zealand law.

All investments must be made into our bank account in New Zealand dollars and will be paid out in New Zealand dollars. Any gain or loss as a result of currency conversion will be to the benefit or detriment of the investor.


Foreign Account Tax Compliance Act (FATCA) 

Investments from US citizens or tax residents are subject to FATCA regulations.

These regulations may require Asset Finance to disclose details about your investment to the Inland Revenue Department in New Zealand, who may in turn provide information to the IRS in the United States.

Additional information is available here.