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Debt Consolidation

Struggling with too many bills? Simplify your finances with a debt consolidation loan from $3,000 to $40,000

Debt Consolidation Loans

We can help you with debt consolidation loans from $3,000 to $40,000. How does it work? We'll repay all of your debts and roll them into one easy loan, with a single payment. This means less fuss and less stress, giving you the chance to get on with your life without piles of confusing payments, and endless paperwork and creditors taking up your time and energy. 

The maximum term of a debt consolidation loan is determined by your security. Maximum terms range from 3 years for motor vehicle security, and up to 5 years with property security.  The calculator below will give you some idea of how this simple financial solution could work in your specific situation.

Benefits of Debt Consolidation

  • Combine your existing loans & hire purchase's into a single loan with a single payment, simplifying your finances
  • A fixed interest-rate means your payments are set for the life of the loan, and you can budget for them with confidence
  • The payment day aligns with your pay day making it easy to manage

Am I eligible for a Debt Consolidation Loan?

We can approve a Debt Consolidation Loan for you if:

  • You are at least 18 years of age, a NZ citizen or permanent resident; and
  • You have a regular income; and
  • You or your guarantor has a freehold car or motor vehicle, or a home or land with sufficient equity

If you are unsure about whether or not we can help, please feel free to contact us on 0800 11 22 74 or simply apply now online.

Debt Consolidation Payment Calculator

Your repayments: $ Apply Now!
Payment Protection Plan
This payment calculator is a guide only to assist in determining weather a loan is affordable. Your final payments may differ from those shown.

The Application Process

Loan Application

Loan Application
10 Minutes

Processing

Processing
2 Hours

Approval and Documentation

Approval & documentation
30 minutes

Funds Transferred to you

Funds transferred to you!
Same business day