Quick Enquiry From

Bridging Finance

We offer short term Bridging Finance from $25,000 to $400,000+ to bridge the gap between when you need funds, and when you receive them.

Bridging Finance

Bridging finance can help to bridge that financial gap giving you just the right amount of money exactly when you need it.  

Perhaps you need money to renovate your house or rental, or maybe you're awaiting settlement on a property you have sold and you need bridging finance; whatever the situation, we are here to help.

Give us a call or apply online to get the ball rolling.

Short term rates start from 12.95% p.a. 

Talking about short term - if you meet the basic security and credit criteria, chances are good we'll be able to approve your loan TODAY. Call us today on 0800 11 22 74.

Bridging Loan Payments

We offer bridging finance loans of all types and lending can be structured in one of two ways, depending on your situation.

Interest only

Payments cover the interest portion of the loan for a period of between 1 and 12 months, with the final principal and interest payment payable at the end of the term.

Compounding interest

We can add the interest cost to the loan each month. All interest and the principal become due at the end of the term.

Repayment calculator

The payment caclulator below calculates the interest-only payments. 

Short Term Bridging Finance

Your repayments: $
and a final balloon payment
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Payment amounts shown are interest-only. At the end of the loan term, a final payment of interest plus the original loan amount will be payable. This calculator is a guide only and final payments may differ from those shown.

Frequently Asked Questions (FAQ) about Bridging Finance

Can I repay my loan early?

Yes, you can repay your bridging loan early.
If you wish to do so, please contact us to get a settlement figure. You will need to know the date on which the account is to be settled so we can calculate interest only up until the day you settle.
Note there may be charges involved in the early settlement, such as a fee for discharging a caveat or mortgage. Consult your disclosure statement for detailed information about any charges. A copy of the settlement figure will also show you these charges.

Do I need security for a Bridging Loan?

Usually, yes you do.

The most common scenario for approved bridging finance is where you have unconditional offer with deferred settlement, but you need the money now. In these cases where the figures are agreed, we can provide finance based on the sale proceeds, less any money owed to the mortgage holder.

Even if you have another scenario, please call us on 0800 11 22 74 and we'll see if we can help.

The Application Process

Loan Application

Loan Application
10 Minutes


2 Hours

Approval and Documentation

Approval & documentation
30 minutes

Funds Transferred to you

Funds transferred to you!
Same business day