Cashflow Finance

Let us help you keep your business running with a simple cash-flow finance solution

Factoring / Invoice Financing

Don't wait for your clients to pay, get cash today!

If you need access to working capital to effectively and smoothly run your business, Asset Finance Factoring could be exactly the solution you're looking for. Our Factoring service means you can get up to 90% of your sales in cash NOW. If you are providing goods or services to other businesses on credit terms, Asset Finance can help by giving you cash now by factoring your invoices.

What is Factoring?  Factoring is an effective form of business financing in which you sell your invoices to us in exchange for immediate payment. It eliminates the 30 to 60 days that your customers take to pay your invoices, and provides you with the working capital you need to run your business efficiently.  You can think of it as outsourcing your accounts receivable, so you're not tied up with this and can spend more time doing what you are really good at.

An important result of using invoice factoring is that you will get predictable cash-flow because factoring eliminates the uncertainty of when you’ll get paid.  Imagine how much time and stress this will save you! 

Factoring is a simple 3 step process:

  1. You deliver your goods/services to your customer as usual and issue an invoice
  2. You send your invoice to Asset Finance and we advance you up to 90% of the invoice total - generally within 24-48 hours
  3. After 30-60 days, the invoice is paid by your customer to Asset Finance, at which point we advance you the remaining funds as a second instalment less the financing fees.

We can also help your business smooth out cash flow during the quiet season.

Our business lending specialists can help you tailor your cashflow requirements so that you have money to do the things you need to do during your off-peak season. With all our business loans we can help you plan your repayments to fit in with your usual cash flow. You can choose to make balloon payments and/or pay more or less at certain times of the year.  Whether through our Factoring or another tailored cash-flow finance solution, we're here to help you find the best finance solution to fit you and your business.

Ask us how Cashflow Finance from Asset Finance can help your business. You can contact us on 0800 657 800 to discuss your requirements.